US Margin Loan Rates Comparison
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Margin rates as low as USD 4.13% Learn More
USD Margin Loan Rates Comparison1
| USD 25K | USD 300K | USD 1.5M | USD 3.5M | |
|---|---|---|---|---|
| Interactive Brokers | 5.13% | 4.80% | 4.58% | 4.47% |
| Questrade | 11.25% | 10.25% | 10.25% | 10.25% |
| TD Direct Investing | 8.50% | 8.50% | 8.50% | 8.50% |
| RBC Direct Investing | 9.00% | 9.00% | 9.00% | 9.00% |
| BMO Investorline | 8.75% | 8.50% | 8.50% | 8.50% |
| CIBC Investor's Edge | 8.50% | 8.50% | 7.00% | 7.00% |
| National Bank Direct Brokerage | 8.50% | 8.50% | 8.50% | 8.50% |
| Qtrade | 8.30% | 7.75% | 7.75% | 7.75% |
| Desjardins Online Brokerage | 8.25% | 8.25% | 7.75% | 7.75% |
Each firm's information reflects the standard online margin loan rates obtained from their respective websites. Competitor rates and offers subject to change without notice. Services vary by firm.
Margin borrowing is only for experienced investors with high risk tolerance.
You may lose more than your initial investment.
Notes:
- Annual Percentage Rate (APR) on USD margin loan balances as of July 1, 2026. Interactive Brokers calculates the interest charged on margin loans using the applicable rates for each interest rate tier listed on its website. Learn more about margin loan rates.
