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The Smarter Way to Manage Your Money

IB Universal Account

The Smarter Way to
Manage Your Money

Unlock Your Financial Potential
with an All-in-One Solution

Do more with your money in an IBKR account!

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Earn Interest

Earn interest up to CAD 3.794 on instantly available cash balances.

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Borrow funds at CAD 5.794 or less, with no monthly minimum payments or late fees.1

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Purchase Everywhere

Use the IBKR Prepaid Mastercard® to make purchases or ATM withdrawals at millions of locations worldwide without late fees or foreign transaction charges.

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Low Cost

Low commissions with no added spreads, ticket charges, platform fees, or account minimums.

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Invest globally in stocks, options, futures, currencies, bonds and more.

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Strength & Security

IBKR is a broker you can trust, and our strong financial position and conservative business management protect IBKR and our clients.

Our Strength and Security

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IBKR Mobile

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Margin loan rates and credit interest rates are subject to change without prior notice.

BY USING THE INTERACTIVE BROKERS PREPAID MASTERCARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This card is issued by Peoples Trust Company under licence from Mastercard International. Cette carte est émise par la Compagnie de Fiducie Peoples sous licence de Mastercard International.

All interest and borrowing activity is through Interactive Brokers Canada. Please see your customer agreement with Interactive Brokers Canada for further details.

Card program marketed and administered by Interactive Brokers Canada, the Program Manager of the Interactive Brokers Prepaid Mastercard.

  1. Annual Percentage Rate (APR) on CAD margin loan balances. Actual benchmark rates vary. Interactive Brokers calculates the interest charged on margin loans using the applicable rates for each interest rate tier listed on its website. For additional information on margin loan rates, visit our margin rates page.

Interactive Brokers Canada Inc. is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and Member - Canadian Investor Protection Fund. Know Your Advisor: View the IIROC AdvisorReport. Trading of securities and derivatives may involve a high degree of risk and investors should be prepared for the risk of losing their entire investment and losing further amounts. Using borrowed money to finance the purchase of securities involves greater risk than using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines. Interactive Brokers Canada Inc. is an order execution-only dealer and does not provide investment advice or recommendations regarding the purchase or sale of any securities or derivatives. Our registered office is located at 1800 McGill College Avenue, Suite 2106, Montreal, Quebec, H3A 3J6, Canada.

Know Your Advisor: View the IIROC AdvisorReport